Unemployment aid is running out for millions: "Making absolute zero."

Millions of unemployed Americans faced an income "cliff" in July when the extra $600 in pandemic jobless benefits came to an end. But millions more are now facing another — and perhaps more dire — hit to their income as they exhaust all their unemployment options at both the state and federal levels.

"People are saying, 'Oh my god, I'm running out of money,' and they have no idea what's to come," said Alex Emanuel, an actor, filmmaker and musician in New York whose unemployment aid ran dry two...