Federal, state health insurance sites brace for 2015 sign-up deadline

President Obama's healthcare reform push faces the biggest test of its second year in existence Monday, the deadline for customers to choose an insurance plan for 2015.

Midnight Pacific time is also the deadline for current enrollees to make changes that could reduce premium increases ahead of the new year.

HealthCare.gov and state insurance websites are preparing for heavy online traffic before the deadline, which gives consumers in the East until 3 a.m. Tuesday to enroll.

Wait times at the federal call center started creeping up around the middle...