Are banks – and your money – safe? Five questions.

The failure of two U.S. banks in recent days poses a test of confidence – and of regulatory reassurance – at a time when the economy is already challenged by inflation and rising interest rates.

The failure of two U.S. banks within the past week does not constitute a banking crisis. Instead, it’s a worrying spark of fear that has been spreading. Consumers wonder whether their money is safe.

Some small businesses, especially tech startups, are scrambling to find new banks that can meet their needs such as making payroll....