Current refi mortgage rates report for Sept. 22, 2025

The current average refinance rate on a 30-year, fixed-rate home loan is 6.55%, according to data from the popular real estate marketplace Zillow. If you’re a homeowner hoping to refinance your mortgage for a lower rate or perhaps to tap home equity, read on to see average refi interest rates for a variety of loan types and terms. You can also see the prior day’s report here. Note that Fortune reviewed the most recent Zillow data available as of Sept. 19. A mortgage refinance essentially pays off your existing home...