Current mortgage rates report for Sept. 22, 2025: Slight increase for the second day in a row

The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.256%, according to data available from mortgage data company Optimal Blue. That’s up approximately 6 basis points from the prior day’s report, and up 1 basis point from a week ago. While we’ve seen a steady decrease over the past several weeks, the incremental rise seen in the past couple days shouldn’t be cause for concern. Read on to compare average rates for a variety of conventional and government-backed mortgage types and see whether rates...