Current ARM mortgage rates report for Sept. 22, 2025

The current average rate on 5-year adjustable-rate mortgages is 7.14%, according to data from the popular real estate marketplace Zillow. If you’re considering an ARM to buy a home, whether to call your own or as an investment property, read on—we’ll take a look at average rates for a couple ARM types, show you how ARMs work, and explain when such a loan might be worth considering even though fixed-rate mortgages are by far the more popular option. You can see the previous business day’s ARM rates report here. Note...