Current mortgage rates report for Sept. 24, 2025: Rates tick up slightly

The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.296%, according to data available from mortgage data company Optimal Blue. That’s up approximately 3 basis points from the prior day’s report, and up approximately 9 basis points from a week ago. Read on to compare average rates for a variety of conventional and government-backed mortgage types and see whether rates have increased or decreased. Note that Fortune reviewed Optimal Blue’s latest available data on Sept. 23, with the numbers reflecting home loans locked in...