Tax season has begun and a quarter of filers expect to owe the IRS — how to avoid going into debt to pay your taxes

Tax season officially begins today, as the IRS starts accepting individual tax returns for tax year 2023. 

Three-quarters (75%) of filers expect a refund, according to a new survey from Intuit Credit Karma, with more than a quarter (27%) of them predicting it will be larger than last year. 

Other filers, however, are feeling anxious as the April 15 tax deadline looms: Twenty-three percent of those who will owe money to the IRS said they’ll have to take on debt to settle their balance, according to the survey, conducted by Qualtrics between Jan. 22 and Jan. 24, 2024.

Whether you plan on a refund or are worried about how to pay your tax bill, CNBC Select has some advice to help you survive tax season.