X/Twitter Money will be FDIC insured up to $250,000

X’s upcoming X Money feature is expected to roll out later in 2025, giving users access to a digital wallet embedded directly in the platform. The service will allow people to store funds and send peer-to-peer payments without leaving the app. Last week, Visa was announced as X Money’s inaugural partner, enabling users to link their checking accounts and debit cards for seamless, secure fund transfers.