This 5-year CD pays 4.5% … plus 9 more 5-year CDs with the best APYs of September 2025

Certificates of deposit with 60-month fixed maturities deliver an average yield of just 1.39%, according to the latest government data. But when it comes to the best available rates this month, plenty of banks and credit unions are touting rates well beyond that amount. (You can see some of the highest-paying CDs here, from our partner Bankrate.) Of course, with two more rate cuts predicted by CME Group’s FedWatch tool in the final months of the year, these high fixed-rate options will not last, says Bankrate chief financial analyst Greg...