Your Student Loan Repayments Are Due Again. Here’s How to Prepare.

Millions of Americans will have to face their student loans again in October. Paying up isn’t so simple.

Bank information and autopayments may need updating. Servicers may have changed. There are also many payment-plan options, and figuring out which one to choose gets complicated. Loans start accruing interest again Sept. 1.

After a three-year pause on payments, repeated extensions, and the rejection of President Biden’s debt-cancellation plan by the Supreme Court, loan servicers and borrowers have a lot to do to prepare. 

“I’ve got everyone and their mother calling me,...